full core values its relationship with you. Protecting the privacy of your information is
of the greatest importance to us. We are regulated by Federal and State laws
protecting the confidentiality and security of your information, as well as our use and
disclosure of it. The following provides details of our practices and procedures for
protecting the security of nonpublic, personally identifiable information about you.
· Whether you are a current, former, or potential Customer, or Independent
Representative, full core treats your personal information with the same high
level of confidentiality and security.
· We never sell your personal information.
· We only share your personal information as necessary to provide the
products and services you have requested, to contact you about full core’s
products and services, as directed by you, or as permitted by law.
You Don’t Need to “Opt-Out”
Some companies allow access to your nonpublic, personal information by
nonaffiliated third parties so they can market their products and services to you.
Several laws give you the option of “opting-out” of this type of information sharing.
However, at full core we do not share your information with nonaffiliated third parties
for their marketing purposes. Therefore, at full core, you don’t need to “opt-out.”
The Information We Collect
At full core, we gather information about you to process and service your purchases
from us, offer you additional products and services that we think may be of interest
to you, and as directed by you with your consent. Some of this may be nonpublic,
personal information (information not available to the general public) that is provided
by you, that we gather from transactions and communications with you, through
services performed for you, that we obtain from third parties, or that we obtain
through other means.
Information We Collect From You:
This includes information you provide us when you apply for our products or request
services, either on the Internet, by phone, or by other means. It includes information
such as your name, address, Social Security Number, Federal ID Number, and
full core Web pages visited.
Information We Collect From Third Parties:
This includes information we collect from consumer reporting agencies and other
parties. It includes information such as consumer credit information, demographic
information and service usage reports.
Information About Your Transactions:
This includes information about your transactions with us and others. It includes
information such as your billing information and account information.
Information About Communications:
This includes information about your communications with full core. It includes
information about letters, telephone calls, and emails, such as when they were sent,
received, and accessed.
Information Collected Through the full core Web Site:
You can browse our Web site anonymously and find information about full core and
our products. full core collects general information about Web site visits as part of
our business tracking. This information does not identify you personally, and is used
to enhance your Web site experience. This includes information such as how you
linked to our Web site, Internet protocol (IP) address, browser type, and time of visit.
full core may use technology that includes pixels and cookies on our Web site to
support site tracking, measure site performance, and for product marketing. Our site
places a cookie on your computer to identify you when you return, to personalize
aspects of your experience at our site, and to better understand how visitors are
using our site, all of which helps us to continually improve your experience on our
site. These cookies contain no personal information and they will not damage your
computer. We use industry standard encryption techniques to send cookies and your
security is not compromised by their use. Your browser must be set to accept
cookies in order to navigate the full core site.
Information We Disclose
Information about our Independent Representatives, Customers, and former
Customers who do not purchase products from us will be disclosed only as
permitted or required by law, or as directed by the Independent Representative,
Customer, or former Customer. We may disclose information to affiliated and
nonaffiliated insurance companies, insurance agents, reinsurance companies,
consumer reporting agencies, and government entities. We may also disclose
information to nonaffiliated third parties that perform services or functions
on our behalf including the marketing of our products or services.
The following are examples of situations in which we may
· Your information may be passed between us and our Independent
Representatives, and others who may be involved in the sales and marketing
of full core products and services, processing of applications, and servicing
our products and services.
· We provide your information to Independent Representatives and other
appropriate business entities to allow them to service your needs.
· We may provide your information to others whom we determine need such
information to perform insurance or other professional functions for us. These
may include parties helping us with administrative services and consumer
We may supply information as required by search warrant, subpoena, or legal
process, with state insurance departments, or other law enforcement or
government authorities when required by law, or to protect our own legal
interests in the event of suspected illegal or fraudulent activities.
full core Communications
As a full core Customer, full core will contact you regarding our products and
services, such as billing notices, confirmations of changes, modifications to the
full core privacy statement, changes to our products, and other full core-specific
communications. You may NOT unsubscribe from these full core-specific
communications that relate to your primary usage of our service and products; and
you agree to receive these if you make a purchase. From time to time, full core may
contact you about third-party promotions. In addition, prior to purchasing products
or after canceling your product orders, full core may contact you to confirm your
action and status on your account. You will have the ability to unsubscribe from
whichever type of communication you received.
Confidential and Secure Environment
full core uses encryption technology to protect your information. Our Web servers
have been enabled with Secure Sockets Layer (SSL) technology to prevent
unauthorized parties from viewing personal information provided to full core during a
We restrict access to your personal information to our employees, our affiliates’
employees, or others who need to know that information to service your account. We
maintain strict physical, electronic, and procedural safeguards to protect your
Links to Other Companies on the full core Web Site
The full core Web site contains links to our business partners and links to other sites
offering valuable information. If you choose to provide any personal information
directly to any of these entities, the collection and disclosure of your personal
full core makes no representations or warranties regarding these sites.
Reviewing or Correcting Your Information
As a Independent Representative or Customer, you can always review and update
your information through your account on our Web site at www.full core.com by
clicking on “log-in” to access your account, or by calling our support center at (855)
FULL CORE. All consumers have the right to know the personal information that
full core has about them and to make changes to that information. To make such an
inquiry please call our support center or write to the address listed below and identify
the information you would like. You will be required to provide certain personal
information for identity verification purposes. If your information is immediately
accessible when you call, the support service representative will review it with you
and you may make changes to it at that time. If your information is not immediately
accessible when you contact us, within 30 business days full core will inform you of
the types of information we have about you. If you would like to further review the
information, you may review and make a copy of the information in person at our
support service center or request a copy be sent to you by mail at no charge.
full core Support Service
60 Ocean Boulevard, Suite 6
Atlantic Beach, FL 32233
full core Support Service
60 Ocean Boulevard, Suite 6